Financial Counseling without Selling a Product

Most financial advisors, counselors and coaches are really trying to sell you their product or service. We don’t sell financial services or products. We only offer financial counseling; we call it coaching. We provide personal, one-on-one coaching with one of Dave Ramsey‘s highly qualified coaches to help you find answers to the financial challenges you face.

We offer counseling in person in one of our offices, through video chat with a live coach (Skype or FaceTime), or via SMS Text Messaging with a Dave Ramsey trained coach. This is financial counseling that fits the way you live. We leverage technology to allow you to get the coaching you need – discreetly and affordably.

Get started with one-on-one coaching by calling 844-207-3818 or try our SMS text message coaching by calling 844-696-9677.

Financial Counseling that Conforms to Your Lifestyle

Couple calculating their debt - looking at bankruptcy

If you’re in the middle of a tough financial situation or you’re dealing with issues and emotions you never thought you would have to experience. If you’re struggling to make your budget work, you need a plan to eliminate debt, or you have a investment question – we can help.

Our counseling is effective and affordable. You only pay for the time you need. You can work with a coach one-on-one (in person or via FaceTime/Skype) or you can connect with a highly qualified Dave Ramsey trained Master Financial Coach via text messaging.

In Person Financial Coaching

We work with many people who are just trying to get ahead or stop living payday to payday. Most are just looking for a little breathing room to get out from under the debt that is keeping them from achieving their goals. The truth is that it is much easier to break free from the chains of debt than you may think. We help you focus on only ONE of Dave Ramsey’s Baby Steps at a time, then we give you options. You are still in control. Unlike other consumer credit counseling services, that work for the creditors – we don’t take over your finances. Often this is the key to getting control of debt. We have been using this method successfully for many years now.

Because of the financial stress you are feeling you may be struggling with problems in your marriage or conflict in your family. You may feel stuck in unhealthy patterns of spending which can develop into severe emotional stress. If you would like to learn how to break out of these negative cycles, then in-person, face-to-face Coaching may be just the right solution for you. Call 844-207-3818 to schedule an appointment with one of our coaches in your area.

Live Video Chat

Internet-based counseling has been around for a number of years, mainly in the form of email-based coaching or text chat sessions. These services have been valuable; helping people get advice and assistance for managing difficult money problems, for effective budget counseling, and for help with debt management.

Today, it is possible to leverage these techniques using 21st Century tool like Skype and FaceTime. Video Chat Counseling allows you to make a video call to your Financial Coach using the internet. This means that you can see each other and interact as if you were in the same room.

Skype Coaching is becoming the first choice for many people these days. Convenience is one very important reason why many people choose Skype video counseling sessions, but there are many other reasons why this can be a good choice. Call 844-207-3818 to find out more or to schedule a video chat.

SMS Text Message Financial Coaching

Counseling using text messaging is affordable, yet it is still confidential. Our proprietary text message system also makes it anonymous. Your highly trained and experienced coach is waiting to text with you right now. They desire to help you make a real difference in your life – and change your family tree. You can text your coach anytime and anywhere, right from your cellphone. This is 21st century financial counseling, re-invented for your lifestyle.

Our coaches specialize in providing solutions without an annoying sales pitch. We don’t try to sell you a product, we give you options to solve your issues or advance your financial peace. Try our text message coaching by calling 844-696-9677.

Financial Coaching that’s there When You Need it!

We give you options for financial counseling that fit your lifestyle so that we can be there when you need us. Once you begin with one of our counseling modalities you can change to another method.

We leverage cutting edge technology which allows you to obtain the financial counseling you need in the privacy of your home or on the go. We can counsel with you using FaceTime or Skype (platform dependent) from the comfort of your home or office.

What can you talk about with your Coach?

The Bankruptcy Headache

Basically anything to do with your money, we follow the principles taught in Financial Peace University. Financial Peace University or FPU, covers virtually anything you can do with money. If your question is about Spending, Saving or Giving – then we can help. If you need help figuring out your budget, we are here for you. If you are struggling with your Debt Snowball, we can walk you through it. All of our coaches are well versed in saving for an emergency fund, working with the debt snowball, planning cash flow or budgeting, etc. Occasionally people will have a unique situation that is outside of the expertise or experience of their coach, but don’t worry, our coaches will do their best to refer you to another coach who may know more about the topic.

Call 844-207-3818 to get started or get a free consultation by visiting – 24 hours a day, 7 days a week.

Nearby Cities Served

We have coaches scattered across the United States (see our locations listed on this page), but there are many communities served right from our home office in Chesapeake, Virginia.
Virginia Beach
Hampton/Newport News

We also serve these communities:

Carrollton, Rescue, Fort Monroe, Battery Park, Smithfield, Isle Of Wight, Windsor, Yorktown, Poquoson, Zuni, Corapeake, Fort Eustis, Carrsville, Seaford, South Mills, Lackey, Ivor, Moyock, Elberon, Surry, Sunbury, Gloucester Point, Gates, Franklin, Roduco, Hayes, Achilles, Wicomico, Wakefield, Maryus, Severn, Dendron, Bena, White Marsh, Ordinary, Knotts Island, Williamsburg, Hobbsville, Sedley, Jamestown, Gatesville, Capeville, Maple, Belvidere, Shawboro, Camden, Eure, Currituck, Lightfoot, New Point, Courtland, Susan, Port Haywood, Elizabeth City, Barco, Foster, Cape Charles, Bohannon, Ware Neck, Waverly, Como, Schley, Zanoni, Seaview, Townsend, Cheriton, Coinjock, Onemo, Spring Grove, Newsoms, Ark, Bellamy, Tyner, Claremont, Gloucester, Cardinal, Winton, Corolla, Harrellsville, Winfall, Diggs, Cofield, Mathews, Oyster, North, Moon, Durants Neck, Eastville, Norge, Capron, Hudgins, Aydlett, Toano, Dutton, Shiloh, Hertford, Hallieford, Boykins, Murfreesboro, Sussex, Gwynn, Grimstead, Cobbs Creek, Woods Cross Roads, Severn, Yale, Poplar Branch, Ahoskie, Marionville, Hartfield, Pendleton, Machipongo, Colerain, Shacklefords, Disputanta, Lanexa, Barhamsville, Powellsville, Grandy, Drewryville, Branchville, Charles City, Ruthville, Birdsnest, Milwaukee, Potecasi, Conway, Franktown, Nassawadox, Jarvisburg, Margarettsville, Providence Forge, Wardtown, Jamesville, Willis Wharf, Woodland, Aulander, Prince George, Exmore, Powells Point, Hopewell, Rich Square, New Kent, Kitty Hawk, Quinton, Kelford, Roxobel, Sandston and these zip codes: 23304, 23314, 23315, 23320, 23321, 23322, 23323, 23324, 23325, 23326, 23327, 23328, 23397, 23424, 23430, 23431, 23432, 23433, 23434, 23435, 23436, 23437, 23438, 23439, 23450, 23451, 23452, 23453, 23454, 23455, 23456, 23457, 23458, 23459, 23460, 23461, 23462, 23463, 23464, 23465, 23466, 23467, 23468, 23471, 23479, 23487, 23501, 23502, 23503, 23504, 23505, 23506, 23507, 23508, 23509, 23510, 23511, 23512, 23513, 23514, 23515, 23517, 23518, 23519, 23520, 23521, 23523, 23529, 23530, 23541, 23551, 23601, 23602, 23604, 23605, 23606, 23607, 23608, 23609, 23612, 23628, 23630, 23631, 23651, 23653, 23661, 23662, 23663, 23664, 23665, 23666, 23667, 23668, 23669, 23670, 23681, 23692, 23693, 23701, 23702, 23703, 23704, 23705, 23707, 23708, 23709, 23846, 23883, 23898, 27926, 27937, 27958, 27969, 27976 and more.

Tap to Call