How To Get Back On Track
It is very easy to allow the budget slide through during the summer break. Who hasn’t done it? – going to the pool a lot of times, lengthening the vacation period, etc. A lot of individuals find themselves back in debt or having difficulties with money when it’s fall.
A Revolutionary Approach to Getting Control of Your finances
Finally there is a comprehensive approach to getting control of your personal finances. If you feel like you have no good options when dealing with your financial situation, we will provide the options you need to start moving forward.
Our policy is to try our best to get both spouses to attend the coaching session.
From experience, we have learned that coaching only one spouse does not work. Getting control of your finances must be a team effort. If your spouse is not on board, sit down with them in a non-distracting environment and
Financial counseling is the most hands-on service we offer. Our coaches and counselors will help you develop and implement a plan specific to your situation.
You might be facing a crisis; maybe bankruptcy, foreclosure or harassing creditors. Maybe you need help building wealth or starting a small business.
Even if you just have some general questions
You can increase your credit score by removing outdated and inaccurate information from your credit report. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies.
Under the "Fair Debt Collection Practices Act" you are protected from harassing bill collectors and creditors. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.
Your FICO score is calculated from many different pieces of credit data in your credit report. This data is grouped into five categories. Your FICO Score consider both positive and negative information in your credit report. More about FICO