Dave would be proud of you for asking that question. It's much less than what it would cost to meet with a Ramsey Solutions Coach. For one-on-one coaching, in person or via video chat, we base our fees on a 50 minute hour - just like most therapists or counselors.
Financial coaching gives you a high level of detail and individual attention. As you progress from reading one of Dave Ramsey's books, to attending, Financial Peace University, to financial coaching; the increased cost reflects the increased scope of resources devoted specifically to you and your situation. Although financial coaching can seem expensive at the outset,
The difference is the level of detail. Financial coaching is the most detailed and comprehensive service we offer. Our coaches will help you develop a plan specific to your financial situation. FPU offers weekly accountability and encouragement in addition to lessons on budgeting, debt elimination, investing, insurance and giving.
A Revolutionary Approach to Getting Control of Your finances
Finally there is a comprehensive approach to getting control of your personal finances. If you feel like you have no good options when dealing with your financial situation, we will provide the options you need to start moving forward.
You can increase your credit score by removing outdated and inaccurate information from your credit report. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies.
Under the "Fair Debt Collection Practices Act" you are protected from harassing bill collectors and creditors. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.
Your FICO score is calculated from many different pieces of credit data in your credit report. This data is grouped into five categories. Your FICO Score consider both positive and negative information in your credit report. More about FICO