How To Get Back On Track
It is very easy to allow the budget slide through during the summer break. Who hasn’t done it? – going to the pool a lot of times, lengthening the vacation period, etc. A lot of individuals find themselves back in debt or having difficulties with money when it’s fall.
Save More Money this Year by Answering these 3 Questions
Americans are just not saving enough money. Only 22% of Americans have six months' worth of expenses saved, while almost 30% have no emergency savings whatsoever, based on a survey from Bankrate.com. Certainly, we know we should be saving more, but we feel we cannot, given
The Best Way to Create a Realistic Grocery Budget
Just how much do I need to spend on groceries? It is a question we have all wondered about the correct answer to one time or another.
Your closest friend spends around $900 on hamburgers and all-natural soymilk every month, while a family member of yours spends
Financial counseling is the most hands-on service we offer. Our coaches and counselors will help you develop and implement a plan specific to your situation.
You might be facing a crisis; maybe bankruptcy, foreclosure or harassing creditors. Maybe you need help building wealth or starting a small business.
Even if you just have some general questions
You can increase your credit score by removing outdated and inaccurate information from your credit report. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies.
Under the "Fair Debt Collection Practices Act" you are protected from harassing bill collectors and creditors. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.
Your FICO score is calculated from many different pieces of credit data in your credit report. This data is grouped into five categories. Your FICO Score consider both positive and negative information in your credit report. More about FICO