Self Service Credit Repair

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What To Do and What Not To Do When Embarking on Your Own Credit Repair

We are committed to helping you improve your credit score and credit history, even if you decide not to use our services. Therefore, we offer these articles to give you guidance to ensure you get it done right. If you have most
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How long does information stay on my credit report?

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Positive or neutral information can remain on your credit reports forever Experian, as an example, no longer reports accounts that are greater than 10 years old if the account is closed and there's no activity on it. Accounts for instance, credit cards and mortgages can remain on a credit report for several years if they are
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60 Minutes: Mistakes on Your Credit Report

40 MILLION MISTAKES: IS YOUR CREDIT REPORT ACCURATE?

20% Errors Admitted by the Credit Bureaus

After watching the video below, you may not want to try and do this on your own. We can help you find and fix the errors on your credit report.

Cambridge Credit Repair helps people, just like you, improve their credit scores by reducing the number of errors contained in their report. The Fair Credit Reporting Act (FCRA 405) states that everything must be reporting 100% accurate, dated and verifiable on your credit report.

Call toll free 844-207-3818 and we will do our best to remove the stress of bad, errant credit.

FTC Issues Study on Credit Report Accuracy

The Federal Trade Commission has issued a follow-up study of credit report accuracy that found most consumers who previously reported an unresolved error on one of their three major credit reports believe that at least one piece of disputed information on their report is still inaccurate. The congressionally mandated study is the sixth and final study
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Checking Your Credit is More Important than Ever

Credit reports and scores are being used for more than borrowing and lending, which is why it’s important to make sure yours is accurate. Now, the three national credit-reporting agencies have implemented the first phase of sweeping changes to their businesses, including how they handle disputes. Jill Schlesinger reports.

Dave Ramsey on Credit Repair

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Financial Peace was originally composed in the 1990's, however it was modified in 2003 to consist of chapters on marital relationship, single individuals, kids, and households. A multi-millionaire who went from living the jet set to insolvency all prior to age 30, Ramsey now offers monetary suggestions on his radio program and is a regular visitor on tv talk programs. He holds conferences and teaches individuals on the best ways to get their credit back
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Credit Scores and Credit Reports

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Sadly lots of mistakes do appear on your credit reports and these negatively impact your credit report or your FICO Score. By thoroughly examining your credit report each year you can keep top of the scenario and right errors. In this manner when you do choose to request a loan or home mortgage your opportunities of being authorized are that much greater.
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Fair Credit Reporting Act

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What to know about consumer credit repair laws

The following is an overview of the most common Federal Laws pertaining to consumer rights protection. These are the basics of what the average consumer should know. This is not an official legal interpretation of these laws, but instead a set of basic facts meant to assist the
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Senator Warren Wants to Ban Use of Credit Reports in Hiring

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Sen. Elizabeth Warren proposed a bill today that would prevent companies from using credit reports in hiring decisions. Ever since the Great Depression, many unemployed Americans have struggled to find a job once employers check their credit history. Many of these people fell on hard times after the housing bubble burst or faced an unforeseen medical
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Your Credit Report Explained

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Credit Ratings and Credit Reports - What You Really Need to Know

Stressed man and woman looking at their bills in the living-room at homeThe quantity of financial obligation is taken into account compared with the quantity of credit you have readily available. The kinds of credit you have and
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A Zero FICO Score

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How Does FICO Work?

From the Dave Ramsey show YouTube Channel

IN THIS VIDEO: Dave Ramsey, The Dave Ramsey Show, Financial Peace University, FPU, The Total Money Makeover, Retire Inspired, budget, envelope system, emergency fund, baby steps, radio show, debt freedom, EntreLeadership, mortgage, ELP, daveramsey.com, money, finance, economy, investing, saving, retirement, cash, mutual fund,
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Get Financial Counseling available to Sacramento, California including Credit Repair

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Dave Ramsey Counseling together with No cost Credit Repair Service for people living in or around Sacramento, CA. The majority of financial consultants, counselors and coaches around Sacramento are aiming to sell you their product and services. We do not sell financial products or service.
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Get Financial Coaching for Long Beach, California and free Credit Repair

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Ramsey Financial Counseling with Free Credit Repair Services for people living in or around Long Beach, CA. Most financial advisors, and coaches around Long Beach are really attempting to sell you their service or product. We don't sell financial services or products. We provide financial coaching, better referred
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REPAIR YOUR CREDIT NOW

You can increase your credit score by removing outdated and inaccurate information from your credit report. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies.

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YOU HAVE RIGHTS

Under the "Fair Debt Collection Practices Act" you are protected from harassing bill collectors and creditors. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.

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WHAT FICO® MEANS TO YOU

Your FICO score is calculated from many different pieces of credit data in your credit report. This data is grouped into five categories. Your FICO Score consider both positive and negative information in your credit report. More about FICO

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